Business auto insurance helps cover vehicles owned by your business.
Whether you have a fleet or one commercial vehicle, consider business auto insurance.
Add an extra layer of coverage to your auto policy.
A vehicle accident is always unfortunate; however, when it involves a car or truck that belongs to your business, the implications become more complex. Business auto insurance encompasses all the features of standard auto coverage while providing additional safeguards. This may include coverage for the following:
- Bodily Injuries
- Collisions
- Named Perils
- Property Damage
Higher liability coverage than auto insurance for individuals.
When acquiring business auto insurance, it is common to secure significantly higher liability coverage, as businesses generally possess greater assets at risk compared to individuals. Furthermore, collision insurance is also available. This coverage compensates for damages to your vehicles regardless of the party responsible for the accident, making it an essential protection, particularly if you lease or finance commercial vehicles.
Do your employees need coverage on their personal vehicles?
Should your employees utilize their personal vehicles for business purposes and subsequently experience an accident, your business could potentially face liability. Acquiring non-owned auto liability coverage may offer protection for your business in such instances.
Essential for employees who use their own vehicles for work.
It is important to evaluate the option of non-owned auto liability coverage, which can be an additional feature or a distinct policy designed to protect against situations where employees utilize their personal vehicles for business purposes. This form of insurance can mitigate the potential for complex legal issues arising from injuries or vehicle damage that may occur during work-related activities. For business owners, having business auto insurance is crucial. Please reach out to us for further information and to discuss your unique requirements and available coverage options.
Prefer to speak with someone from Dotterer Insurance? Contact us directly.
Contact Us
Summerville, SC Office
870 College Park Road
Summerville, SC 29486
Orangeburg, SC Office
1628 Saint Matthews Road
Orangeburg, SC 29118
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At Dotterer Insurance, our mission is to help you protect what matters most with coverage you can count on from people you trust.
We are licensed in South Carolina, North Carolina, Virginia, and Georgia.
