Winery insurance provides coverage for each aspect of your business.
Get winery insurance to cover the risks of agriculture, manufacturing, retail, and entertainment.
Your insurance should be as unique as the wine you make.
Safeguarding your winery across all dimensions can be challenging due to the numerous risk exposures inherent in your business. Gaining a comprehensive understanding of the risks associated with winery operations can significantly influence your choices regarding coverage options and help prevent any gaps in your winery insurance policy.
Increased risks for wineries operating on one plot of land.
Most wineries cultivate, manufacture, store, and market their wine on a single parcel of land, thereby exposing themselves to heightened risks in the event of incidents such as fires or acts of vandalism. Additionally, some winery proprietors reside on the premises, necessitating the need for personal liability insurance. Fortunately, a variety of coverage options are available to safeguard your winery, which include:
- Contamination and Spoilage
- Crime Coverage
- Crop Insurance
- Equipment Breakdown
- Farm Liability
- Inland Marine
- Liquor Liability
- Product Recall
- Special Event Insurance
- Vine and Trellis Coverage
The importance of liquor liability coverage.
Understanding the associated risks is crucial, particularly for wineries that welcome the public for wine tastings and various special events. In such cases, obtaining liquor liability insurance is vital. For instance, if an individual is served excessive alcohol and subsequently causes injuries or damages to property, this insurance can provide protection against potential lawsuits, which can be costly to defend.
Insurance for the business side of winemaking.
An essential component of wineries is the production and manufacturing of wine, along with the associated risks of this process. These risks encompass crop losses, equipment failures, storage issues, transportation challenges, and spoilage, all of which should be included in your winery insurance policy. Beyond the specialized coverages, it is important to recognize that a winery operates as a business. Therefore, it may be prudent to explore broader business insurance options, such as workers’ compensation, general liability, cyber liability, and business auto insurance. If you wish to gain further insights into winery insurance, please reach out to us to discuss your coverage requirements and available options.
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Contact Us
Summerville, SC Office
870 College Park Road
Summerville, SC 29486
Orangeburg, SC Office
1628 Saint Matthews Road
Orangeburg, SC 29118
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At Dotterer Insurance, our mission is to help you protect what matters most with coverage you can count on from people you trust.
We are licensed in South Carolina, North Carolina, Virginia, and Georgia.
