General liability insurance provides protection that keeps up with your industry.
Get coverage for the uncertainties in business with general liability insurance.
Offers protection against the risk of damages.
Upon examining your business environment, it becomes clear that safeguarding your buildings, equipment, and personnel is essential. However, it is equally crucial to recognize the potential risks associated with harm to third parties and other businesses, as this could result in significant financial liabilities should you be found responsible.
Offers protection against the risk of damages.What insurance does and does not cover.
This policy primarily addresses bodily injuries sustained by individuals outside of your business, as well as physical damage to their property. However, there are certain exceptions to this rule, including instances of data loss and damage to reputation, such as when an employee makes defamatory statements about a client. It is crucial to understand that this coverage does not extend to situations where you face legal action for providing insufficient professional advice. In such cases, errors and omissions insurance may offer protection for your business against that particular risk.
What is covered by general liability insurance?
Generally, bodily injury, property damage, advertising injury, and medical payments are included.
How much does general liability insurance cost?
The price of your policy may fluctuate based on the type of industry, geographical location, and the scale of your business, as the associated risks will differ.
When is general liability insurance required?
It is essential for your business to implement this type of policy if you engage with clients at your premises or theirs, or if you have any physical access to their equipment. Furthermore, obtaining this coverage may be a prerequisite for certain businesses prior to entering into a contractual agreement with you. General liability insurance is a standard requirement for the majority of businesses. Please reach out to us to discuss the coverage options available for your business.
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Summerville, SC Office
870 College Park Road
Summerville, SC 29486
Orangeburg, SC Office
1628 Saint Matthews Road
Orangeburg, SC 29118
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At Dotterer Insurance, our mission is to help you protect what matters most with coverage you can count on from people you trust.
We are licensed in South Carolina, North Carolina, Virginia, and Georgia.
