Lots can happen when you’re hosting others at your campsite. Campsite insurance helps protect you.
Get specialized campsite insurance to protect your business.
Campsites and RV parks are becoming an increasingly popular destination for individuals and families looking for fun getaways and outdoor adventures. Owning this type of business presents risks that are unlike those of any other industry. Having insurance coverage that helps cover the needs of your campsite business is important.
Consider the amenities you offer.
The insurance needs of your business will vary depending on the type of amenities you offer. For example, does your site have a pool, lake, or other water activities? How about sports facilities or equipment such as for playing tennis or basketball? Do you rent out equipment like ATVs, canoes, or kayaks? These and other factors can impact the amount and type of liability and property insurance your campsite needs.
Some coverage needs are fairly common.
Although your business is unique and requires specialized coverage, there are some fairly common insurance coverages you may want to consider. For instance, you may need the following:
- Business Auto
- Business Interruption
- Commercial Property
- Cyber Liability
- Employment Practice Liability
- General Liability
General liability insurance is probably not enough.
A general liability policy can provide important protection if your business is sued because of injuries or damage you are alleged to have caused. However, it may not cover every situation. Pollution liability insurance can offer coverage in the event there is a fuel leak either from a vehicle on your property or a storage tank. Also, if your site offers access to alcohol, you may want to consider a liquor liability policy in the event someone has too much to drink and causes damage or injuries.
Are you interested in campsite insurance? Contact us to discuss your insurance options.