insurance
Nhi Tran
Associate Agent
Read MoreMeet Our New Agent: Nhi Tran in Summerville, SC
South Carolina’s Vietnamese community continues to grow, and with it comes the need for trusted professionals who understand both the language and the culture. We are excited to introduce Nhi Tran, our newest insurance agent someone who combines expertise, heart, and hustle. Who Is Nhi Tran? Nhi brings a unique blend of insurance and real…
Read MoreHurricanes and Your Insurance: What South Carolina Homeowners Need to Know
Dotterer Insurance — Local guide for South Carolina homeowners Need help checking your policy or hurricane deductible? Call 843-821-7548 Key takeaways Wind damage is usually covered under a standard homeowners policy if you have wind coverage; flood damage from storm surge is not covered and requires a separate flood policy. Hurricane deductibles in coastal South…
Read MoreUnderstanding Wind Deductibles: Flat, Named Storm, and Hurricane
When it comes to homeowners insurance, understanding the different types of wind deductibles is crucial, especially if you live in an area prone to severe weather. This breaks down the differences between flat wind deductibles, named storm deductibles, and hurricane deductibles to help you make well-informed decisions about your insurance coverage. What Is a Flat…
Read MoreWhat You Need to Consider When Choosing a Home Insurance Policy
What you need to consider when choosing a home insurance policy so you can make sure your biggest asset is properly protected. Damage to your house. Your homeowner’s insurance policy should cover damage to the inside and outside of your house. This includes your possessions, so make sure to document them. Personal liability. Most people know that…
Read MoreWhile Many Property Owners Understand the Need for Contents Coverage
While many property owners understand the need for contents coverage, they often face challenges determining whether they have enough insurance. Homeowners and businesses often don’t have the time to inventory and price all their furnishings and equipment. They also may lack the expertise to decide how much coverage they need. To help policyholders address this…
Read MoreThe Necessary Level of Coverage
hen you pick a policy, you should have three options to choose from: Actual cash value, replacement cost, or guaranteed/extended replacement cost. When you go with the “actual cash value” option, you’ll be reimbursed for the actual cash value of your home and possessions. Keep in mind, the insurance company will detract some value for depreciation depending on…
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