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Our Team

Margarita Simmons

Bilingual Insurance Agent

Associate Agent

Margarita Simmons is a bilingual Associate Agent with Dotterer Insurance, helping individuals, families, and businesses throughout Summerville, Charleston, Berkeley County, Dorchester County, and the South Carolina Lowcountry find insurance solutions that fit their needs. Originally from Colombia, she has proudly called South Carolina home for more than 40 years and enjoys serving both English- and Spanish-speaking clients.

Personalized Insurance Guidance

Margarita believes every client deserves honest advice, clear communication, and personalized service. Whether you are purchasing insurance for the first time, reviewing your current policies, or protecting a growing business, she takes the time to explain your coverage options so you can make informed decisions with confidence.

Insurance Products

Margarita assists clients with a variety of insurance needs, including auto insurance, homeowners insurance, renters insurance, condominium insurance, life insurance, flood insurance, boat insurance, umbrella insurance, commercial insurance, and small business insurance. She works to help clients understand their coverage, available discounts, deductibles, and policy options.

Serving the South Carolina Lowcountry

Based in Summerville, South Carolina, Margarita proudly serves clients throughout Summerville, Charleston, North Charleston, Goose Creek, Moncks Corner, Ladson, Nexton, Berkeley County, Dorchester County, and surrounding Lowcountry communities. Her local knowledge allows her to provide insurance guidance that reflects the unique needs of South Carolina families and businesses.

Se Habla Español

Margarita is fluent in both English and Spanish. She is committed to helping Spanish-speaking individuals, families, and business owners better understand their insurance options by providing personalized guidance in the language they are most comfortable speaking.

Committed to Building Relationships

Outside of the office, Margarita enjoys spending time with her husband, their four grandchildren, and their dogs. She also enjoys discovering new restaurants throughout the Charleston area and spending time on the water enjoying the beauty of the South Carolina Lowcountry. Building long-term relationships and serving her community are at the heart of everything she does.

Why Work With Margarita?

Clients appreciate Margarita's friendly approach, attention to detail, and commitment to exceptional customer service. Her goal is not simply to provide an insurance policy but to become a trusted insurance resource who is available whenever questions arise or life changes require new coverage.

Contact Margarita Simmons

If you are looking for a bilingual insurance agent in Summerville or the Charleston area, contact Margarita Simmons at Dotterer Insurance. She is happy to help with auto insurance, home insurance, business insurance, life insurance, boat insurance, flood insurance, and other coverage options for individuals, families, and businesses throughout South Carolina.

Insurance Expertise

Margarita regularly assists clients with comparing insurance coverage, reviewing existing policies, understanding deductibles and liability limits, identifying available discounts, and protecting homes, vehicles, businesses, and families throughout the South Carolina Lowcountry. Whether you're relocating to the area, purchasing a new home, starting a business, or reviewing your current insurance, she is committed to providing knowledgeable guidance and personalized service every step of the way.

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Prefer to speak with someone from Dotterer Insurance? Contact us directly.